Due to the arrival of our founder's firstborn (it's a girl!) in early October, no communication will be available for the first half of that month as David prioritizes family. Subsequently, all inspection work will be scheduled in November as soon as possible. We understand if that takes us out of the running in the immediate future. However, if you're still interested in our services, feel free to submit a contact or proposal request. We'd be more than happy to get back to you as soon as we can!
Reserve budgeting ultimately revolves around two questions:
The goal at Homeowner Insights, LLC is to answer both accurately in plain English so that all community associations, commercial properties, and worship facilities throughout Florida have confidence in their reserve planning decisions!
A report providing a clear picture of what your community is responsible for, what condition those components are in, what repairs and replacements are anticipated to occur, a 30-year financial projection, and reserve funding recommendations!
Explore Reserve StudiesFlorida's required deeper study of structural components for condominium and cooperative buildings three habitable stories and taller.
Explore SIRSA second opinion on an existing Reserve Study, educational presentations, peer review for Reserve Professionals, or a customized solution for your property's needs!
Explore ConsultingA firm that treats Florida as one region will often miss the nuanced needs of clients throughout the state. Reserve planning in Florida requires a significant understanding of the state's legislative requirements, insurance implications for specific components, each property's local environment, and the nuances for every single component on a property. Our findings are based on extensive experience and consideration of all of the above.
Secondly, all Reserve Studies should follow the Community Associations Institute's Reserve Study Standards framework. However, many are written in a way that the information isn't easily understandable by its intended readers (Boards, Managers, Unit Owners). Our goal is to provide all information in as straightforward a manner as possible using plain English, yet without sacrificing an inch of critical details you should be aware of.
Homeowner Insights, LLC is committed to creating a clear and informative report that represents your specific property's needs, providing you with accurate information to base your reserve budget decisions on!
Four commitments behind every engagement, whatever the property.
Recommendations based on extensive experience with variations of environments (i.e. coastal vs. inland), property types, and regional needs within Florida.
Your report will be completed by a credentialed Reserve Specialist (#369) who has spent the last decade completing Reserve Studies and Structural Integrity Reserve Studies.
Terms and calculations clearly explained, component details intended to educate readers, and financial recommendations you can understand!
We not only welcome collaboration from our clients, we encourage it! The goal is to set every client up for long-term success, and the more feedback we receive the better!
Property Name, Address, Size, and Desired Deadline. The proposal form only takes a few minutes!
You receive a tailored proposal covering scope, fee, and timing for your specific property. Once you accept, we can begin!
From startup to inspection to report delivery, we'll keep you informed and updated each step of the way!
A report designed to be easily understood, paired with a specialist that cares about providing you with the best experience and value possible!
A financial report that guides budgeting for major repairs and replacements of the items your community is responsible for. This can include paving, painting, roofing, elevators, pools, sport courts, and so much more. In short, it answers what projects are coming and how much you should collect to pay for them!
If you live in a condominium or cooperative building three habitable stories or taller, the answer is likely yes. Otherwise, the likely answer is no. We recommend confirming such requirements with your association's attorney to be sure.
This entirely depends on the size and complexity of your property, as well as the scope needed (i.e. Reserve Study vs. Structural Integrity Reserve Study). Although not a set range, most traditional "Full" (or from scratch) Reserve Studies range between $2,000 and $6,000 based on those variables. Structural Integrity Reserve Studies typically range from $4,000 to $10,000+. If you'd like a specific proposal for your property, feel free to request a proposal below.
Tell us what your association manages and what your board is planning for. You will hear back from the specialist, not a sales team.
Any statute references on this website were last reviewed on September 12th, 2026. Laws change, and no information on this website is intended as a legal opinion. Please verify current legislative requirements with your association attorney.