Due to the arrival of our founder's firstborn (it's a girl!) in early October, no communication will be available for the first half of that month as David prioritizes family. Subsequently, all inspection work will be scheduled in November as soon as possible. We understand if that takes us out of the running in the immediate future. However, if you're still interested in our services, feel free to submit a contact or proposal request. We'd be more than happy to get back to you as soon as we can!

Who We Serve

Built to Serve Those Who Lead Their Communities!

Whether you are an association's board member, a portfolio community manager, or a property owner, we aim to act as a resource and value to all who need reserve planning assistance!

Florida is Our Only Focus! Homeowner Insights, LLC is dedicated to providing Reserve Studies, Structural Integrity Reserve Studies (SIRS), and reserve consulting for Florida communities only, led by a credentialed Reserve Specialist who cares about providing you with the best value possible!
Property types

Providing Our Services to All Property Types

The list below includes the most common types of properties served throughout Florida, so it is not exhaustive. Even if you don't see your property type, we'd still be happy to provide our services to you!

  • Condominium Buildings

    Garden walk-ups to high-rise towers, including SIRS for qualifying buildings.

  • Homeowner Associations (HOA)

    Entry gates, roads, ponds, and amenities that serve residents and their guests.

  • Co-Ops (Cooperatives)

    Various property types, governed by Chapter 719 within Florida Statutes.

  • Townhome Communities

    Shared roofs and exteriors with association-maintained amenities.

  • Country Clubs

    Amenity complexes and golf courses, including major kitchen and maintenance equipment inventories.

  • Mobile Home Communities

    Shared grounds, common buildings, and amenities serving each lot.

  • Office Buildings and Commercial Properties

    The same Reserve Study framework applied to various potential building designs and layouts.

  • Schools and Universities

    Campus grounds, buildings, mechanical, interiors, amenities, sport courts/fields, vehicle fleets, and more.

  • Timeshare Resorts

    Interval-ownership properties with hotel-grade wear on shared components.

  • Churches and Other Worship Facilities

    Grounds, buildings constructed over multiple decades, historic assets, and member amenities.

Is your property something else? Our experience spans beyond what is just listed, having been involved with Reserve Studies for marinas, municipalities, museums, a private island, and more. Feel free to reach out and we'd be happy to have a direct conversation on how we can best serve you!

The Seats Within Those Property Types

Board of Directors

The elected volunteers who approve the budget. You get the funding options, the tradeoffs, and the plain English to decide with confidence.

Property Owners

Owners and unit owners who want to understand what their assessments are paying for and what is coming next.

Developers

Builders setting the first budget for a community that is not finished yet, working from the plans and specifications on hand.

Finance Committees

The members who study the numbers before they reach the board. Full detail, disclosed methodology, and every assumption visible.

Maintenance Teams

Those who often know the property best. Your notes on recent repairs and replacements are directly reviewed and incorporated within the component details section of each report.

Management

Community association managers and property managers coordinating the study, the board, the owners, and the budget.

Worship Facility Representatives

Trustees, councils, and staff planning for sanctuaries, halls, and grounds through steady stewardship.

And More!

Attorneys, accountants, committees, and anyone else at the table.

One standard

Different Properties, the Same Goals

Every property needs to know 1) what assets are likely to require predictable, major work and 2) how that work will be funded. The mix of components changes per report and the applicable statutes change, yet the need for a justified financial plan does not. That is why the same framework of standards (the Community Associations Institute's Reserve Study Standards) exists as the basis for each report.

Where we differ is the desire, effort, and execution to provide the most detailed information in an easy-to-understand manner for those that lead their properties. From a volunteer Treasurer to a Community Association Manager to a church's Board of Trustees, each decision-maker needs to be able to understand their property's needs and options clearly. We aim to help them (and you) make confident decisions based on founded recommendations!

Tell Us Who You Are and What You Manage

The proposal form covers the basics in a few minutes, and the response comes from the specialist who would do the work.

Any statute references on this website were last reviewed on September 12th, 2026. Laws change, and no information on this website is intended as a legal opinion. Please verify current legislative requirements with your association attorney.